ALIFAH, J. N. DETERMINANTS OF NON-MUSLIM BEHAVIORAL INTENTION TO USE ISLAMIC BANKING SERVICE IN INDONESIA: AN EXTENDED THEORY OF PLANNED BEHAVIOR APPROACH . SHACRAL: Shari’ah Economics Review Journal, [S. l.], v. 2, n. 3, p. 403–421, 2026. DOI: 10.62952/shacral.v2i3.89. Disponível em: https://samsonjournal.com/index.php/SHACRAL/article/view/89. Acesso em: 31 jan. 2026.