Nisa, Rizka Fatkhin. “ISLAMIC ECONOMICS AND PAYLATER PRACTICES IN THE DIGITAL SHOPPING ERA: A SYSTEMATIC LITERATURE REVIEW”. SHACRAL: Shari’ah Economics Review Journal 2, no. 3 (January 19, 2026): 434–450. Accessed January 31, 2026. https://samsonjournal.com/index.php/SHACRAL/article/view/90.