1.
Zul Z. DIGITAL TRANSFORMATION OF ISLAMIC BANKING IN INDONESIA: ANALYZING OPPORTUNITIES, CHALLENGES, AND STRATEGIES FOR ENHANCING COMPETITIVENESS IN THE DIGITAL ECONOMY ERA. SHACRAL [Internet]. 2026 Jul. 23 [cited 2026 Oct. 10];4(2). Available from: https://samsonjournal.com/index.php/SHACRAL/article/view/124